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Friday, February 29, 2008

Food Lovers Unite!

If you are a food lover like myself, you need to go to www.foodconnect.com and start connecting with other fellow food lovers, you might catch me there as well. I alreade found some great recipes that I am planning on making this weekend. You can share recipes with others, I love that! I am always looking for new recipes to cook for my family because I like to do the once a week cooking to save. Here is more about them:

www.foodconnect.com is the ultimate tool for every foodie.

What makes foodconnect.com so great? These and many other features:

- Free nutritional analysis, for all recipes on the site and every recipe you submit.
- Share your recipes with your friends and other foodies.
- Discuss recipe ideas and techniques.
- Plan your meal and easily print off your shopping list.
- Create the perfect dinner party

All of this and much more and best of all its all free. Get to foodconnecct.com to get started today.

Bread Prices are High!

Oh man, I could not believe how high the prices are for just bread, what is happening to us? I was thinking about getting a bread maker to make my own bread but would that be cheaper? I will be surfing online to see if someone can help me out wth that. If there is some way to save on bread, please let me know what you guys do.

Thursday, February 28, 2008

Email Verification

I am mostly online and most of my contacts for business is throgh email. One thing that I hate is when an important email does not get delivered and many times, you do not know this.Here is a fantastic service that can be used with any system for Email Verification. Companies which rely upon email communications use this Web Service to keep their list of addresses corrected and to flag those addresses that are no longer deliverable. With CDYNE, email verification is great and know which emails are valid.

Plans for March

Since I managed to save so much, I am planning to see how much I can save for March. I want to really up my savings and be extra frugal. It really is rewarding when you can actually save money and do not have to worry about the rainy day fund. I found that its great to brag to others about how frugal one can be, they like hearing that you do not have to spend tons of money to live well.

Credit Cards



You may think that since you have bad credit, you can not get any kinds of credit cards. Here is a site that offers credit card for bad credit and has helped many people with getting cards. What they do is they compare 10 of the top credit cards on the market for bad credit and provides links to their online applications for your convenience. They help you rebuild your credit for your financial future!

Monthly Savings

The end of the month is here and I am so happy! I saved so much by clipping coupons and not shopping as much and just being savvy. I made my own laundr detergent and that really helped. I saved just a little over $200 just to go towards our savings, something we were not doing before. I am overjoyed:) Its an awesome feeling.

Wednesday, February 27, 2008

Bad Credit

So many people are currently suffering from bad credit especially if we are need of buying something imortant like a car, but you do not have to be one of them. Here is a site that can really help you with Bad Credit Auto Loans. They really help you get on track so that you can rebuild your credit. Loans for Bad Credit are available for all types no matter what your situation may be. Loan services are provided nationwide for all credit challenges. To get your fast confidential approval now go to the site and fill out their online application on their secured site.

Tuesday, February 26, 2008

Stay Home

I say this because it is very empting for me to spend money, especially on the weekends. Its the weekend, whats a little spending here and there going to hurt? Well it will, so I decided to ust stay home, clean, do anything else but think about spending. Its so tough but I am getting through it:)

Lawsuit Funding

Did you know hat if you are ever involved in a lawsuit or claim, that it can take months or even years to recieve the full amount that you deserve? LawMax can help you avoid that with litigation funding and also helping you in such crisis as home foreclosure, eviction, bankruptcy and ruined credit. Do not let this happen to you, but if you find yourself in that similar situation, they can help.

Be Stress Free

One hing for sure is that dealing with money, or lack of, can really give you major sress. I know tha when I stared this, I was not sure that I had it in me to really do this. I used to say up all night working and figuring out what I am going to do. Big mistake. BY losing sleep, it made me even more stressfull, not only was I worried about something, but I am tired as well. I began sleeping early on a schedule and now I can say that a week later, I feel great!

Credit Card Debt

Most people are in credit card debt as well as other kinds of debt, pay the credit card ones off first! The interest get higher so try to avoid being in that position in the first place. Get yourself on a plan to start saving by being frugal and paying it off.

Monday, February 25, 2008

Vacation Rentals

What better way to relax than to take a vacation? I love to trave with my family when I can that is why when looking for a Florida Vacation Home, vacaionrentals is the place to go and set that up. You can easily navigate through the site and search where you would like to have your rental. It is the number one vacation rental around, so before you plan that trip, check the site first.

Be Inspired to be Thrifty

One thing that really has me staying on the track to frugalness is thinking about how much we are able to save each day, week and month. From time to time, I like to check how much I have saved or get crazy and start predicting how much that I will save in the future if I can keep up. This is something that has helped me and I hope that it can help you. Not only think about your goal, see it. Whether it is saving for a home, new car...see yourself in it.

Friday, February 22, 2008

Life Insurance

The topic of life insurance has come up in our household and I am sure that it has in yours as well. Well did you know that you can get life insurance quotes online from the comfort of your own home? One of the main factors in comparing whole and term life insurance quotes is the company backing the policy. Lifeinsure.com tells all that you need to know anonymously without asking you for alot, just what you want to know. The educational videos are so helpful and they take their time to assist you in what is the best plan for you.

Coupons really save

I was so happy to day because we did our grocery shopping and what would have been $200 was $120, still alot but not bad. I feel so proud because all the coupons that I bought on ebay, whch was for less than $4, I ended up saving more. I love coupons and you have to know how and when to use them.

Thursday, February 21, 2008

Best Moving Company

I remember when we were ready to move to our new home, how much stress it was because we had to find movers and have to call around to see how much we had to spend. If you are leaving or making a move to California, MovingOrbit.com has the best California movers because with the site you can literally shop around for the cheapest local or interstate movers that fits your needs. You get to choose the best price for your valuables. I really wished I had that option. I am all about simplicity and that is what this company is all about.

Live like You are Poor

This is really the easiest way to save money and stay on track on what you really need. Live like you are strugling and do not buy anything that ou do not need. Buy generic, shop at dollar stores and join freecycle.

Alternative to Cash

We all know how hard it is to control our spending especially if you do not have a set budget to stick to. Here is a good idea that you might want to consider, get a prepaid card that you can reload. Each time that you have money, load your budget on it so that way you can not go over it, use that as your budget that you plan to spend. A friend of mines swears by this and has worked out for her.

Wednesday, February 20, 2008

Debt Management

In this day and age, many of us are deeply debt and may need Debt Counseling in order to help us. TheCreditExchange.com features various forms of debt consolidation and debt management on their site. They are a referral service and the way they work, you will find no other place that operates the way that they do. They want to help you improve in your finanacial ways, which meant that they will refer you to the service that is perfect for you. What are you waiting for? Debt management is only a few steps away.

Dumpster Diving

While I do not do this, many people are and they love it. I must admit that I have thrown out some stuff that maybe someone else could have used and this is where the dumpster diver would get in and grap. I can imagine that diving in retail stores would get you some awesome stuff, but not all the time. Find out if its okay to dive in the town or county you live in and try not to dive when others are around. Bring a flashlight and a friend if you can, you may not find anything the first few days, so you have to do t all the time to get some treasures. If the gate to a dumpster is locked, do not try to get in.

Replace Or Fix it

We have a washing machine that just stopped woking a few months ago, so of course instead of wanting to buy a new one, the best solution was to get it fixed, still keep it and save tons from buying a new expensive one. Wrong. It costs more to keep our old washer because older appliances takes up way more energy than newer ones. These days you can buy the HE and energy saving ones and we see a huge difference in our bills.

Monday, February 18, 2008

Cleaning Service

There are times when there is just so much going on that I need extra help for hen it comes down to House Cleaning. I found a site that helps you with just that, they do the dirty work for you. If you are busy and just need the extra helping hand, they will be glad to help. Its a great service and you can check to see if they are in your area. Give it a shot, you will love it. I know that my sister is always busy working and with her kids always letting loose i the home, this is one service that she will love to know about.

Frugal Travels

How can my family and I take trips and still be frugal? We are planning our vacation from now, but one thing I asked my husband was how are we going to travel and stil be frugal? First we will be searching for the best places to accomidate our stay, maybe a bed and breakfast sort of thing. We have to limit what we spend on meals dining out and fun knick knacks that we want as souvenir. We are still trying to figure things out as we go along.

Cheap Accessories

I love it when I find a great deal on things that I need and want when I am shopping online. In this day and age I am sure that most of you have a PDA and a some sort of Digital Camera. That is why if I can get Cheap PDA Accessoires I will surely get them. Its something that I need and at great discount prices. They are a one-stop source for every accessory you need for your handheld or pocket PC and if there is something that you do not see, they will do ther best and help you.


Make Some Frugal Time

If you just do not have what it takes to devote yourself to be frugal all day long, make some time to be frugal. If you choose one day out of the week do like I do and make it a sunday. Clip coupons from the sunday papers, make a weeks worth of meals and store them in the freezer. It may not be alot, but its a start towards the right frugal direction.

Business Cash

I have often thought about running my own business and someday, mark my words, I will. If you are a business owner or plan to run a business, you may be interested in Fast Business Cash. I was clueless as to what it was about until a friend of mines mentioned that he was in the process of doing just that.You get a unique advantage when it come to financing your business venture. One of the best things that I thought was really interesting is that there is no fixed payment schedule, and repayments are made only when you get paid by your customers. It's the convenient way to get cash right when you need it most.

Can you Be Happy And Frugal?

I honestly thought that there is no way in this world that I could be happy being cheap. Those were my words exactly, but since I have been doing so for months now, I see it differently. I am happy, I am happy because we save more and I shop wisely and healthy. No more splurging and throwing away money, because thats what we were doing, we would buy and wonder where the heck the money went. Now we have money left after each paycheck to put away for savings and a rainy day....and that makes me happy.

Sunday, February 17, 2008

Cheap Glasses


It is always nice if you can get a great deal on glasses, especially f they look nice and very stylish. Here is to the Best Thing Found: Zenni Optical in which they have so many different to choose from, the secret to Great Discovery: Zenni Optical is that there is no middle man, just from them to you. Get yourself Zenni Optical $8 Rx Glasses now.

Frugal Meal

There are days where I want to make a huge meal but I do not want to spend any money because I am on my budget. Went through my freezer, fridge, pantry and found enough to get us by. Had plenty of green beans, carrots, brocolli and made a stir fry wth some garlic and oil. Cut up some keilbasa sausage and some potatoes, rubbed some onion soup mix on them and popped it in the oven. That days old bread, threw some butter on it with some garlic salt, oregano and made some garlic bread. Now thats what I call a meal!

Friday, February 15, 2008

Frugal Party For kids

I managed to this last year when my kids wanted a birthday party, which was the start of my frugal ways. Make sure that you have a smal budget of what you want to do for the party, supplies, what to serve etc. First of all, it is always a great idea to have the party at your home. Its fun and less expensive. How many kids will be attending? Then you figure out how to make things fun. Bake your own cake, muffins and foods to serve. Make your own party bags with candy and fun stuff to tke home, I got a great deal at a party store from the clearance and the dollar store. We played duck duck goose and watched cartoons and played music! It was fun and costed me less than $50 for the whole thing.

Stylish Jeans

I have two boys and when it comes to buying them clothes, they want the good stuff. Now how do I go about buying them jeans within our budget? We found out that Roca Wear Jeans is great for boys, men and women. They are about to have a great presidents days sale so we are looking forward for that. Rocawear is a dominant lifestyle apparel brand for a wide range of customers. I notice that alot of people, different shapes and sizes that are wearing Rocawear. Rocawear has been around for ten years, so you know that they are doing something right.

Freecycle for free stuff

I highly recommend that you sign up for freecycle.org. Its a geat place people in your own area list things that they are giving away, for free! You can get so many great things such as clothes, books electronics (good or bad conditions). Sign up for the one n your area and if you find an item that you like, schedule a pick up and thats it.

Tuesday, February 12, 2008

Home Security

I think that every home should have a home security system because you want to protect your family form potential harm, I know that I do. I love the Hybrid System because it is both wireless and a wired system that can be activated or deactivated using a remote control and you can even add home automation features. WIth just one click, I can do all before actually entering the home. Go to the site and read more about it. Protect your family.

Short-term or frugal for life?

Some people will just look at being frugal as a temporary fix. I think that short term is a disaster, yeah you will be frugal for a short time and then go right back to your regular spending habits which will hurt you in the long run. Frugal is not a fad-its a lifestyle.

Brag about your Fugal-ness

Some people brag about their own things, I brag about how much I managed to save shopping for my family and living within our means. Especially if it is to a family member, they will start to think maybe they can do so to. Either that or they just will not care. Let everyone know that being thrifty is something to brag about.

Monday, February 11, 2008

Butter Bell

Keeping Butter Spreadable and at room temperature? Sounds like a dream but its not. You can get yourself this stylish French Butter Bell at http://www.vat19.com. Its a great and low-tech way to keep butter safe, soft, and spreadable. I need one for my household, what about you?

Sunday, February 10, 2008

Stick to that Budget!

One thing that is very challenging for me is sticking to my budget. First thing I do is make a note of how much I bring in a month and I must, must put away %10 of my income as savings. Now I have a problem with buying thngs on a whim. Things such as fast foods and just anything that I see and want to buy right then and there. The most important part is staying with the budget, half the time I give up, but have been doing good so far.

Weight Loss

One of the things that are not easy is losing wight, but if you know the right pills to take, you can be successful and be on your way to looking great. There is a pill called phentermine and you can visit the site and hear from real people about their experience with it.

De-Clutter your Home and Sell

What does this have to do with being thrifty? By clearing your home of clutter, you will find things that you might just be able to sell on eBay. Not a good seller,dont worry its easy. You were going to throw those away, so just price your items really low, another way s to sell in groups aka lots. Sell your things in bulk and low and you will start seeing progress.

How much Do you Have?

How much do you have in any of your personal accounts? Do you have that rainy day just in case fund? If not you better start now. t is a must that you have at least six months worth of expenses saved up just in case you lose your job or something happens that is unexpected in your family. Start saving today.

Saturday, February 9, 2008

Discount Designer Fabrics

I just love using fabrics to make my own curtains and crafts for around the house. That is why I love that I can purchase any discount designer upholstery fabric at DesignDivaFabrics.com. They have a variety of fabrics to fit your taste. You get the great stuff and at an awesome price. This online retailer sells designer upholstery fabrics, velvets, chenille, and more. You can make whatever you want to make with the fabrics look wonderful. So if you are ever in need of Kravet, Scalamandre, velvet, faux fur, and brocade fabric for your upholstery online and at a great discount price, you know where to go.

Make your own Lunches

If you work outside of the home and during your lunch breaks you find yourself either dining out, or ordering food fro the office. Do yourself a favor and pack your lunch. You can save so mch money by doing so. Last nights dinner can be the next days lunch. Its healthier and very thrifty.

Frugal Valentine's Day

Guess what? You can actually have a nice valentines day without spendng a dime. Make some homemade coupons for you loved one such as a free hug, kiss, or whatever you want, be creative;)

Fellas, clean the house. We love that. Do some of the chores that you do not normally do. Make it less stressfull for her.
Make a big batch of cookies and shape them with valentines hearts and sprinkle it with red and white sprinkles. All very cheap and do-able.

Scrapbook your fave pictures and show him or her, how much they mean to you. Whatever you do, be creative and it does not have to cost much or anything at all.

Friday, February 8, 2008

Jobs

If you are currently seeking employment in Australia, here is a site that can help you do just that. They frequently update the site so that you can find Jobs of your interest or expertise. The site is very easy to navigate and many useful tools to help you get started. Read the latest employment news and get updates for jobs in any field. Finding the perfect job may take some time, but with their help, you will be on your way. Make sure that you get your resume and cover letters ready and good luck in your job search.

Veggies are Frugal

I have noticed that since I have cut back on buying junk for my family that I am buying more and more vegetables. We eat othe things too but veggies are also very cheap and there are so many ways to cook them to make them more flavorful and not tatse bland. By snacking on them throughout the da in salads or just plain, its healthy and also the cheapest to get at your local grocery store.

Health Insurance

We all need health insurance, whether it is just for you or for the entire family. If you are looking for California health insurance quotes, Kaiser Health Plans are also available across the United States. This is great because many families will get a chance to find out if they are eligible. You can also get the lowest price from them. You will receive the same rates on standard individual health insurance plans whether you go through an authorized health insurance broker or directly through the health care company. Once you have chosen your plan, you can then begin the process for a plan that is right for you.

Spend Less than you Earn

So many people are somehow spendng more than they can afford, how is that possible? One way is that you will actually dip into whatever you do have saved and spend that, happens to me all the tme and it is a habit that I am stopping asap. Its hard but it will payoff in the long run.

My $20 Challenge

My challenge for the next week is to try to do some grocery shopping by leaving the house with only $20. Yes it is going to be a great challenge but I think that I can do it. Really get just the basics and wing it from there. I cant wait to see how I do.

Say No to Brand Names

The kids just love brand names items such as cereal, clothes and just anything that they see on the television or what their friends have. They must learn that things like that cost money. Also show them that the store brands food are just as good and tasty. You are only paying for the name because of all that advertising.

Thursday, February 7, 2008

Chocolate Candy

With Valentine's day around the corner, one of the most popular gifts to get are box of chocolates. Fanny May can help you with that, on the site you can browse through and even make your own assortments of candies for yourself or loved one. I was on the site and I just put an order through for some of their cheesecakes, it looked so delicious and they make it with their chocolates. I can't wait. So you should not either. So make someone you know very happy by getting them the best candy and gourmet chocolates. Get them Fanny Mae.

See a Penny....

You know the saying, see a penny pick it up and you will have good luck. Well how about see a penny, pick it up and throw it in a jar at home. We started doing this a few months ago and we already accumilated about a dollar. Not much but its a dollar more than we had, which made us start a change jar where we empty all the loose change in our pockets at the end of the day, since october we have a total of $26 in change.

RC Cars Tips and Tricks



Here is a great blog where you can learn some useful RC Cars Tips and Tricks. My boys will love this site because all boys are into cars, I guess its a guy thing. YOu can read all the posts and get familiar with the site, you can ask questions in the comment section if you like.

Wednesday, February 6, 2008

Once A Month Cooking

So I tried the once amonth thing and it really was one of the most challenging things that I have ever done. I started out with doing it once a week and then I worked my way yp, every 2 weeks, which s what thnk everyone should do. I did look to other site to get some ideas such as visiting forums and asking around.

Car Service

As a fellow New Yorker who likes to travel around my borough, I know what it is like to want the perfect car service. Especially when I need car service to bring me to the airport, I would need limousine service Newark for that job. Dial 7 is so great that you can even make reservations online. With over 450 cars to offer, choose Dial 7 for their experienced, courteous drivers and the safe, reliable, high quality service you deserve. For a Brooklyn girl like me that needs to get around, this is the car service for me and my family.

Frugal is Simple

Frugal living is just living simple, nothing luxerious and nothing that is not needed. About a year ago, I was always the type to go shopping for new clothes, shoes and bags. Until my husband pointed out to me that I was making us poor by spending so much on myself and the kids. So I decided to just make everything simple, yeah it was a challenge but I am making so much progress that I wanted to share. I love it!

Oxy-Powder



It is alwasy good to have a Colon Cleanse because it really does make you feel great as well as look great. The Top Rated All Natural Colon Cleanser is oxy powder and is a scientifically formulated, all natural oxygen colon cleanser used to safely aid the body in relieving the irritation and constipation associated with a toxic colon. Many people are raving about this product and it really is the next best thing.

*Help Restore and Maintain Regularity
*Cleanse, Refresh, and Detoxify
*Eliminate Waste Clogging Your Colon
*Promote Renewed Vitality
*Promote A Healthy Immune System
*Promote Maximum Absorption Of Vital Nutrients. Read the testimonials for yourself and see how happy others are.

Uses For TV dinner trays

If you are like me, then have at one point of your life bought some tv dinners out of simplicity, sometimes you do not want to cook or they were on sale. Instead of throwing those away, use them to reheat microwaved food, or store food in them and wrap them up and freeze or refrigerate, either way, make use of them.

Retire Early

One thing I would love to do is retire early and live off my investments. How many of you would like to do the same? Everyone would right? Real Estate Trust Deed investments produce a high margin of return with a low margin of risk. At Diamond Bay Investments Inc, they want you to get the most out of your real estate trust deeds investment, whether you are investing for retirement or shifting your IRA into real estate investing. Whether you want to bolster your savings or you are exploring options for earning retirement income, investing in trust deeds is a great way to earn a double digit on your investment. If you are new to income investing through trust deeds, let the experts at Diamond Bay introduce you to first trust deed investing. I think this is a great way to start on your early retirement and enjoy life.

When to shop

Did you know that dependng on what day of the month you could be paying more for groceries? Its true. Most supermarkets have been known to raise their pices during the first few days of the month because that is when people get their checks, food stamps etc. Isnt that crazy? So by shopping in the middel of the month, you can be saving much more money.

Tuesday, February 5, 2008

Satellite Internet

Let me just say that satellite internet is really the best way to surf the web, t is so much faster than dial-up or anything else. Many people in the US still have to suffer slow dial up internet access speeds because cable and DSL do not provide access to their property. A new satellite service available to the continental United States. No longer do rural Americans need to suffer slow dial up internet speeds. This is great news becuse most people are stuck with dial-up because that is all that is available. Well no more. The WildBlue satellite modem simply plugs into a wall outlet as well as to the satellite dish. Your computer simply plugs into the Ethernet port on the back of the satellite modem. Turn on your computer and your internet connection is on. Without any idle disconnects, your service is always-on and available 24-7. And guess what else? It's affordable!

Folder for Coupons

One thing that is very handy to me is having a small folder just for my coupons. They sell them in office supply stores and they have different labels just for the type of coupon it is such as food, pet, meat etc. You can even make your own if you cant find one, just use an old small purse and have dividers with the labels. Simple and frugal.

Furniture

Do you have a restaurant or diner? Or maybe you know someone who does. It may be time for a change and here is how. Get the best quality restaurant tables and other restaurant furniture to match your restaurants decor for affordable prices. With Contract Furniture Company, they make sure that their clients best interest are met and will make sure you are satisfied. Browse their huge selection of commercial restaurant furniture, including a variety of chairs and tables. Visit the site and shop for the latest and the site is so easy to navigate, you will not have any problems seeking what you are looking for.

Monday, February 4, 2008

Save On Groceries

Yeah, yeah. I bet you have headr this a thousand times but you have yet actually saved on food. I know that you also know never to shop when hungry. But here is the best part make a list of what you actually need for your household and calculate how much that is going to cost, okay, done? Now take how much it is going to cost and leave your wallet at home.That way you will not overspend, and leave the kiddos home too, they will alway try to tempt you to buy what you do not want/need.

Saturday, February 2, 2008

Business Financing Consultant

EZUnsecured is a nationwide Business Financing that specializes in unsecured loans as well as line of credit for small business owners. It is a very fast and easy process and not to mention excellent service. If you have bad credit, thats okay, get a co-signer with great credit and be on your way. The best thing is that you can apply online.




Saving is so Important

People just do not realize that saving is very important especially if you have a family with kids. Many people these days find themselves living paycheck to paycheck. I know how that feels, but when you put yourself on a budget and start saving, you will so much of a difference.

Free Web Polls

If you would like to interact with your readers or friends, Easy-Poll lets you do that with simple free sign up, you can start stable polls and website components all for free. Want to have some myspace surveys? You can do that to, whether t is yes or no or multiple choice, it is always professional.

Frugal Family Fun

Some people may not know this but the entire family can have fun without spending a dime and I will tell you how.

Have family fun day. Pick a day out of the week, Fridays are best, and play board games or puzzles, do teams and keep score.

Write a play and act it out, or act out one of your favorite books. We usually get to do one of our kids fave books and become different characters its so much fun.

You do not have to go to the movies. Plan ahead what is going to be on tv and make it a family thing, make popcorn and your fave treats and enjoy.

Friday, February 1, 2008

Free Quotes

I am all about free stuff so when I heard about this, I thought I would share. Have you ever planned to move but worry about the hassle of getting your vehicle to wherever your destination is, but only it is more of a headache to get things done especially when you do not know where to start? With this site you get free auto shipping quotes when you are looking in to companies to ship your vehicle when you are planning to move. They also provide many car transport resources & information as well as different services for your needs.

Live with what you have

I thnk that many people have a hard time with this. Its called learning to live with what you have and make the best of it. Do you really need those extra pairs of shoes that you are about to purchase? This was something that I had to learn to live without- buying clothes and shoes. I am happy with what I have and I make the best of things.