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Tuesday, March 18, 2008

Ways To Avoid Debt

Many of us are in debt but for those who are not, there are ways that you can try to avoid it. One of the first things that people will tell you is to stay away from credit cards. If you do have one only use it for emergencies and not the kind where there is a once in a lifetime sale at the gap. Try not to use it at all. Having a credit card just opens the doors into debt.

Many of us use cards to buy things that we cannot afford, does that make sense? If you do not have the money now, whats the point? Credit cards are so easy to use that they can lead to overspending so easily. The best way in trying to stay away from debt, is to try and use common sense. If you cant afford it, dont charge it.